South Jersey · County seat: Mount Holly
Investment Property Loans in Burlington County, NJ
DSCR, Fix & Flip, LLC and other business-purpose loans for investors across Burlington County, including Mount Laurel and the county seat, Mount Holly.
Investing in Burlington County
Burlington County is the largest county in New Jersey by land area, stretching from the Delaware River towns of Burlington City, Bordentown and Riverside east across the Pinelands to Joint Base McGuire-Dix-Lakehurst. Its seat is Mount Holly. The New Jersey Turnpike and I-295 run through the western half, and NJ Transit's River LINE light rail links the river towns to Trenton and Camden.
It borders Mercer County, a short drive from our Lawrence Township office. Investors here finance single-family rentals and townhomes in Mount Laurel, Evesham and Willingboro, older homes and small multifamily buildings in the river towns, and rentals near the joint base, which brings a steady flow of military households.
How we lend here
Much of Burlington's housing is single-family and townhome stock, so many deals are 30-year DSCR rentals or cosmetic flips. For townhomes and condos, association dues are part of the DSCR payment, so we ask for them up front.
Towns we lend in: Mount Laurel, Willingboro, Evesham (Marlton), Moorestown, Burlington City, Cinnaminson, Pemberton, Bordentown and Medford.
Loans that fit Burlington County properties
30-year rental loans for purchases and refinances that qualify on the property's rent instead of your personal income.
Short-term purchase and rehab loans for 1–4 unit investment properties, with renovation money released in draws.
Every Lendiqo program is built for investors who buy and hold in an LLC.
We also offer bridge loans, multifamily loans, mixed-use loans, construction loans in Burlington County.
Town guides in Burlington County
Before you close in Burlington County
Check these with the municipality and your attorney before you close on a rental or rehab in Burlington County.
- Landlord registration. File a landlord registration statement with the municipal clerk for 1–2 unit properties, or with the NJ Department of Community Affairs for most buildings with 3 or more units.
- Certificate of occupancy. Many towns require a CO or continued CO inspection when a property sells or a new tenant moves in. Ask the town before you set a closing or lease date.
- Lead-safe certification. Under P.L. 2021, c.182, many rentals built before 1978 need a lead-based paint inspection at tenant turnover or on the state's schedule.
- Flood zone and insurance. Check the FEMA flood map. If the property is in a special flood hazard area, include flood insurance in the payment.
- Entity in good standing. Keep your LLC's annual report current with the NJ Division of Revenue and Enterprise Services so title can insure the closing.
General information, not legal advice. Requirements vary by municipality.
Burlington County investor loan FAQ
Do you lend near Joint Base McGuire-Dix-Lakehurst?
Yes. We make business-purpose rental and rehab loans on investment property in Pemberton, New Hanover, Wrightstown and the other towns around the base. The loan is made to your entity, and the home can't be owner-occupied.
Do you lend to LLCs buying property in Burlington County?
Yes. Every Lendiqo loan in Burlington County is a business-purpose loan to an LLC or other entity on non-owner-occupied investment property. Members usually sign a personal guarantee.
Can I refinance a renovated Burlington County property into a long-term loan?
Yes. Once the renovation is finished and the property is leased, a 30-year DSCR loan can pay off the short-term loan. It qualifies on the rent, not your personal income.
Financing a property in Burlington County?
Send the basics on a property and a loan officer will follow up. You'll hear back from a person, not a call center.